Loan & Card Services

Secured & Unsecured

Vehicle Loans

For all types of new or pre-owned vehicles, Northern United Federal Credit Union is the place to choose for excellent rates and terms without the hidden costs or complications often associated with dealer financing.

With a wide variety of terms, we’re confident you’ll find the perfect car that fits nicely into your budget

Personal Loans

There’s isn’t a quicker way to get a fast loan than simply using your signature.

Share/Certificate of Deposit Secured Loan

The Share Loan uses your share balance as collateral for the loan. The rate is typically much lower than most loan rates.

Mortgages & Home Equity

Home Equity Lines of Credit and Home Equity Loans

Do you need to consolidate some debt? Use the equity that’s been building in your home to help combine multiple payments into one, or maybe you’ve decided not to move but need financing to build that addition or makeover the kitchen.  Whatever the reason, our home equity line of credit or fixed rate home equity loan could be the perfect financing tool you need.

Keep in mind the interest you pay is typically tax deductible. (Contact your tax advisor about this potential money saver.)  The line of credit taps into your home’s equity and offers low variable APRs, adjusting semi-annually. You may borrow up to 80% of the appraised value of the home, minus the balance or the first mortgage and any other outstanding liens. The rate is set according to the Wall Street Prime rate.

The Fixed Home Equity loan has limits up to 80% of the appraised value minus the first mortgage balance and any other outstanding liens. The interest on the Home Equity loan is a fixed rate.

Mortgages

We understand the thrill and importance of finding, buying and owning a home. It's the classic American dream….. a place where families are raised and great memories are made.

We also understand how financing your new home can be a rather stressful task. Proper paperwork, research and tight deadlines all play an important role toward making home ownership possible. And if you’re working with a lender you’re not familiar with, the piles of paperwork and industry slang makes things even more tense.

Our mortgage experts have proven many times over that personalized service is the difference. That’s because we’ll be there with you, step-by-step, throughout your financing. Whether you’re a first time home buyer, refinancing your current home, or a savvy investor, our professionals are well equipped to answer each and every question you might have.

Our rates are always very competitive, yet our attention to your details will help make the process go as smoothly as possible.

Other Convenience Services

Visa Gift Card

Get your gift giving needs with a prepaid card. It's like a gift certificate that can be used virtually anywhere VISA Debit cards are accepted.

Gift card benefits -
• Accepted anywhere Visa Debit cards are welcomed.
• Safer than cash - if it is lost or stolen, unused portion can be replaced.
• Can be used 24 hours after card has been sold and activated.

Other Services

At Northern United Federal Credit Union we provide you with free Notary Service, the ability to wire funds and are pleased to accept direct deposit. We request that you contact one of our service representatives for proper wiring format.

Equal Housing LenderNational Credit Union AdministrationWe do business in accordance with the Fair Housing Law and Equal Opportunicy Credit Act -  Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. Government agency.